Financial Planning

October Update: New OnTrajectory Features

OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you’ve been able to track your Progress over time in OnTrajectory, we’ve revised the math behind the “Future Projection” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account’s “% Growth” rate individually, meaning more accurate future projections. We’ve also made the interface more informative …

October Update: New OnTrajectory Features Read More »

Beware the Easy-to-Find Tools

Type “Retirement Calculator” into Google and look at the top 5 results – you’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few …

Beware the Easy-to-Find Tools Read More »

Reading money tips not enough: How can you incorporate good financial habits to save more?

This is contributed by Patricia Sanders. According to a recent survey conducted by gobankingrates in 2015, almost 62% of Americans’ savings account is not fattened enough. They have less than $1,000 in the savings account that is not enough for securing financial future. The survey reveals that most of the Americans save a very little amount …

Reading money tips not enough: How can you incorporate good financial habits to save more? Read More »

How to Have a Better Mid-Life Crisis

(Note: All calculations and charts rendered with OnTrajectory.com) It doesn’t matter if you’re happily married or in the throes of a brutal, debilitating divorce. You may have been a conscientious saver, you may have formed wise money-habits – able to navigate narrow budgets with ease. But one morning you’ll wake up and feel the need to buy something …

How to Have a Better Mid-Life Crisis Read More »

The Complicated Mess of Your Financial Life

(Note: All calculations and charts rendered with OnTrajectory.com) Let’s say you’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal “rest”: How much is in the jar? About $43,000, here’s the chart… Or how …

The Complicated Mess of Your Financial Life Read More »

Press Release: Financial Technology Startup OnTrajectory Launches

PRESS RELEASE Contact: Founder & CEO, Tyson Koska 410-530-3646 – Questions@OnTrajectory.com Financial Technology Startup OnTrajectory Launches   By Carl Potak – New York – OnTrajectory.com is a financial technology startup offering an easy-to-use, high-fidelity financial planner that maps users’ income, investments, and expenses in an interactive graphical display.  Users can easily aggregate their financial data to …

Press Release: Financial Technology Startup OnTrajectory Launches Read More »