It was a busy year at OnTrajectory, releasing new features at a rate of over once-per-month. As we begin to look to 2017, here\’s a list of the Top-20 Features we added in 2016:
- Ability to define central effective tax-rates for all items in your model, based on different periods of your life
- Ability to define a centralized retirement age (by using \’R\’ for a start/end age) letting you more easily analyze the effect of retiring at different ages
- Ability to designate \’variable\’ expenses (such as 4% of assets)
- Automatic calculation of Required Minimum Distributions (RMDs) for tax-deferred accounts (such as IRAs and 401Ks)
- Support for inherited IRAs by automatically calculating separate RMDs, as required by the IRS
- Ability to override the central Inflation Rate for individual Income or Expense items
- Ability to redeem \’reward points\’ for FREE months of our PowerPlan
- Ability to earn \’reward points\’ through referrals to friends
- Expansion of data output tables, with the ability to view in either Today\’s or Tomorrow\’s Dollars
- Ability to print or save data output in a separate spreadsheet
- Interactive tutorials, 9 and counting
- Ad-hoc inflation-converter
- Ability to type equations in number fields, e.g. \’=500+500\’ computes to 1000 (after pressing the \’Enter\’ key)
- Ability to define matching contributions for 401Ks
- Ability to define income, expenses or accounts for multiple individuals (such as a spouse)
- Ability to define income as \’tax-exempt\’
- Automatic draw-down of funds, as needed, based on individual tax-treatments of an account
- Enforcement of \’early withdrawal penalties\’ for tax-deferred accounts (such as IRAs and 401Ks)
- Ability to auto-save data changes
- Ability to save notes for individual Scenarios
- There really was more, but you\’re probably bored by now…
Stay-tuned in the next couple weeks as we lay out our plans for 2017!