2 Great New Features in OnTrajectory

We’ve just released 2 new features in OnTrajectory. The first is our Home Equity tool, which greatly enhances your ability to track the accumulation of equity over the term of a loan / mortgage. Read all about it here! Second is our IRA Conversion feature – you can now model the conversion of a Traditional IRA to a Roth … Continue reading “2 Great New Features in OnTrajectory”

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New Feature Alert: More & Better HELP!

You’ve probably noticed these little guys –>  <– showing up all over OnTrajectory. Each one launches you into a Guide right where you need to be. ‘Context-sensitive’ is what they call it, which really means you don’t have to go to the Main Menu  to find information — you can get it fast, when you need … Continue reading “New Feature Alert: More & Better HELP!”

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New Feature Alert: Item Re-Ordering & Equation Support

Two new feature enhancements to OnTrajectory this month! Feature 1: Item Re-Ordering Change the order your Income, Expense & Account items appear — just click and drag the ‘up/down’ icon to move items to a new position (note: the top-most ‘Deposit Account’ cannot be moved). Feature 2: Support for Equations You can now use mathematical operators … Continue reading “New Feature Alert: Item Re-Ordering & Equation Support”

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Top-20 Features Added to OnTrajectory in 2016

It was a busy year at OnTrajectory, releasing new features at a rate of over once-per-month. As we begin to look to 2017, here’s a list of the Top-20 Features we added in 2016: Ability to define central effective tax-rates for all items in your model, based on different periods of your life Ability to define a centralized … Continue reading “Top-20 Features Added to OnTrajectory in 2016”

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How Much Is this $hit Costing Me: Part 1

What’s the full financial impact of your coffee habit? This is the explainer for Part 1 of our video series: “How Much is this $hit Costing Me?” Let’s say you’re a fresh college grad with a mild macchiato addiction. Of course this could alternately be replaced by a weakness for lattes, mochas – or any of a number of … Continue reading “How Much Is this $hit Costing Me: Part 1”

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Beware the Easy-to-Find Tools

Type “Retirement Calculator” into Google and look at the top 5 results – you’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few … Continue reading “Beware the Easy-to-Find Tools”

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Reading money tips not enough: How can you incorporate good financial habits to save more?

This is contributed by Patricia Sanders. According to a recent survey conducted by gobankingrates in 2015, almost 62% of Americans’ savings account is not fattened enough. They have less than $1,000 in the savings account that is not enough for securing financial future. The survey reveals that most of the Americans save a very little amount … Continue reading “Reading money tips not enough: How can you incorporate good financial habits to save more?”

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How to Have a Better Mid-Life Crisis

(Note: All calculations and charts rendered with OnTrajectory.com) It doesn’t matter if you’re happily married or in the throes of a brutal, debilitating divorce. You may have been a conscientious saver, you may have formed wise money-habits – able to navigate narrow budgets with ease. But one morning you’ll wake up and feel the need to buy something … Continue reading “How to Have a Better Mid-Life Crisis”

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The Complicated Mess of Your Financial Life

(Note: All calculations and charts rendered with OnTrajectory.com) Let’s say you’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal “rest”: How much is in the jar? About $43,000, here’s the chart… Or how … Continue reading “The Complicated Mess of Your Financial Life”

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Press Release: Financial Technology Startup OnTrajectory Launches

PRESS RELEASE Contact: Founder & CEO, Tyson Koska 410-530-3646 – Questions@OnTrajectory.com Financial Technology Startup OnTrajectory Launches   By Carl Potak – New York – OnTrajectory.com is a financial technology startup offering an easy-to-use, high-fidelity financial planner that maps users’ income, investments, and expenses in an interactive graphical display.  Users can easily aggregate their financial data to … Continue reading “Press Release: Financial Technology Startup OnTrajectory Launches”

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