OnTrajectory: Features and Functions

See Where Your Money Is Taking You

\"moneyEye\"OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash and burn? Here’s how we do that:

 

  1. Enter your unique Income, Expense, and Savings/Investment Items
  2. Set Age Ranges for each item, as necessary
  3. Enter unique criteria, including Tax and Growth Rates, for each individual Item or Range
  4. Create Expense Groups for budget tracking

Interactive Modeling & Simulations

\"mindChange\"People are visual, and they like to change their minds. OnTrajectory supports both of these very human traits – here’s how:

  1. Visually-engaging and interactive graphs
  2. Plot your Goals on future dates or for hypothetical rates-of-return
  3. “Exclude” items instantly for easy “what-if” analysis
  4. Visualize the effects of Inflation while working in “Today’s Dollars”
  5. Compare Average Growth, \’Monte Carlo\’, and Historical analyses all at one time

Start Simple & Refine Over Time

\"refine\"Other financial tools (online Retirement Calculators, Investment Simulators, etc.) love to set your goals for you. What\’s more, they lack a way to track your progress toward achieving them. OnTrajectory provides a persistent, historical view that adds value to your data the more you come back. Yes, it’s super-simple to get started, but as your situation becomes increasingly complex, so does the information OnTrajectory can provide – here’s how:

  1. Track and save a History of your total progress and project it against your Trajectory
  2. Calculate individual Savings/Investment balances for any future-date
  3. View and analyze all underlying data
  4. Store your unique scenario through a secure connection to our server

More to Come

We are constantly adding new features and fine-tuning existing modules. We hope that OnTrajectory will become an indispensible part of your financial planning and that as we grow, so will you!