The “Fix” for Your Money Problems

Money is a drug. Or it might as well be. If something acts a stimulant, if it’s coffee, nicotine, the ding of a new text message – it raises the alert of our receptors and our brain reacts in much the same way as “your brain on drugs.” In this summary article from the Penny Hoarder, … Continue reading “The “Fix” for Your Money Problems”

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October Update: New OnTrajectory Features

OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you’ve been able to track your Progress over time in OnTrajectory, we’ve revised the math behind the “Future Projection” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account’s “% Growth” rate individually, meaning more accurate future projections. We’ve also made the interface more informative … Continue reading “October Update: New OnTrajectory Features”

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The Gateway Drug of Personal Financial Planning

You’re just cruising down the internet minding your own business. Maybe you’re doing some window shopping, and an attractive loan interest rate catches your eye – 2.9%. Oh,  hell yeah! So, you quickly look around and nearby you see a nice, professional-looking calculator offering to crunch monthly payment options for you – and it let’s you … Continue reading “The Gateway Drug of Personal Financial Planning”

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How Much Is this $hit Costing Me: Part 1

What’s the full financial impact of your coffee habit? This is the explainer for Part 1 of our video series: “How Much is this $hit Costing Me?” Let’s say you’re a fresh college grad with a mild macchiato addiction. Of course this could alternately be replaced by a weakness for lattes, mochas – or any of a number of … Continue reading “How Much Is this $hit Costing Me: Part 1”

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Beware the Easy-to-Find Tools

Type “Retirement Calculator” into Google and look at the top 5 results – you’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few … Continue reading “Beware the Easy-to-Find Tools”

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How to Have a Better Mid-Life Crisis

(Note: All calculations and charts rendered with OnTrajectory.com) It doesn’t matter if you’re happily married or in the throes of a brutal, debilitating divorce. You may have been a conscientious saver, you may have formed wise money-habits – able to navigate narrow budgets with ease. But one morning you’ll wake up and feel the need to buy something … Continue reading “How to Have a Better Mid-Life Crisis”

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The Complicated Mess of Your Financial Life

(Note: All calculations and charts rendered with OnTrajectory.com) Let’s say you’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal “rest”: How much is in the jar? About $43,000, here’s the chart… Or how … Continue reading “The Complicated Mess of Your Financial Life”

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Press Release: Financial Technology Startup OnTrajectory Launches

PRESS RELEASE Contact: Founder & CEO, Tyson Koska 410-530-3646 – Questions@OnTrajectory.com Financial Technology Startup OnTrajectory Launches   By Carl Potak – New York – OnTrajectory.com is a financial technology startup offering an easy-to-use, high-fidelity financial planner that maps users’ income, investments, and expenses in an interactive graphical display.  Users can easily aggregate their financial data to … Continue reading “Press Release: Financial Technology Startup OnTrajectory Launches”

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OnTrajectory: Features and Functions

See Where Your Money Is Taking You OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash … Continue reading “OnTrajectory: Features and Functions”

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