Results of Our 2018 ‘Request for Suggestions’

A few weeks ago, we asked for your input – and you provided it! Luckily, our two key planned initiatives for 2018 were near the top of the list: Account Aggregation –  allow data from financial sites to automatically be aggregated in OT to track progress and see how changes in market conditions may effect your long-term financial future. … Continue reading “Results of Our 2018 ‘Request for Suggestions’”

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October Update: New OnTrajectory Features

OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you’ve been able to track your Progress over time in OnTrajectory, we’ve revised the math behind the “Future Projection” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account’s “% Growth” rate individually, meaning more accurate future projections. We’ve also made the interface more informative … Continue reading “October Update: New OnTrajectory Features”

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OnTrajectory Releases Collaborative Financial Planning Tool for Educators

PRESS RELEASE Baltimore, Maryland (July 11, 2017) — OnTrajectory, a Baltimore-based, veteran-owned “FinTech” start-up, has just released a first-of-its-kind financial planning platform allowing educators and students to collaboratively model complex financial strategies and techniques. OnTrajectory’s emphasis on visualizations and high-fidelity graphs makes it perfect for individuals learning the effects of compound savings,  tax-handling, expense management … Continue reading “OnTrajectory Releases Collaborative Financial Planning Tool for Educators”

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Easier Tax-Rate Modeling

We’ve made it easier to model the tax-advantages of contributing to a retirement plan. Now, when you designate contributions that typically occur “pre-tax” (such as those to a 401K or Traditional IRA), OnTrajectory automatically excludes those contributions from taxable Income — meaning you needn’t adjust your tax-rate to account for those contributions. We’ve also added … Continue reading “Easier Tax-Rate Modeling”

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Smarter “Draw-Downs”

OnTrajectory just got a little smarter. When modeling years with negative cash-flow (such as retirement), OnTrajectory has always let you indicate which accounts to draw funds from first – but now you can leave more of those decisions to us! Our draw-down logic now takes into account 4 characteristics when automatically selecting an account to pull funds from: … Continue reading “Smarter “Draw-Downs””

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Expanded ‘Employer Contributions’ at OnTrajectory

We’ve expanded our Employer Contributions functionality to give you more financial modeling flexibility. Now you can define contributions from employers for both 401k/403b and HSA accounts. In addition, both your defined contributions and employer contributions can be designated either as a fixed amount or as percentage of Income (or any combination of the two), as illustrated below: Just a reminder, … Continue reading “Expanded ‘Employer Contributions’ at OnTrajectory”

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2 Great New Features in OnTrajectory

We’ve just released 2 new features in OnTrajectory. The first is our Home Equity tool, which greatly enhances your ability to track the accumulation of equity over the term of a loan / mortgage. Read all about it here! Second is our IRA Conversion feature – you can now model the conversion of a Traditional IRA to a Roth … Continue reading “2 Great New Features in OnTrajectory”

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New Feature Alert: More & Better HELP!

You’ve probably noticed these little guys –>  <– showing up all over OnTrajectory. Each one launches you into a Guide right where you need to be. ‘Context-sensitive’ is what they call it, which really means you don’t have to go to the Main Menu  to find information — you can get it fast, when you need … Continue reading “New Feature Alert: More & Better HELP!”

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New Feature Alert: Item Re-Ordering & Equation Support

Two new feature enhancements to OnTrajectory this month! Feature 1: Item Re-Ordering Change the order your Income, Expense & Account items appear — just click and drag the ‘up/down’ icon to move items to a new position (note: the top-most ‘Deposit Account’ cannot be moved). Feature 2: Support for Equations You can now use mathematical operators … Continue reading “New Feature Alert: Item Re-Ordering & Equation Support”

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Top-20 Features Added to OnTrajectory in 2016

It was a busy year at OnTrajectory, releasing new features at a rate of over once-per-month. As we begin to look to 2017, here’s a list of the Top-20 Features we added in 2016: Ability to define central effective tax-rates for all items in your model, based on different periods of your life Ability to define a centralized … Continue reading “Top-20 Features Added to OnTrajectory in 2016”

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