Beware the Easy-to-Find Tools

Type “Retirement Calculator” into Google and look at the top 5 results – you’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few … Continue reading “Beware the Easy-to-Find Tools”

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The Complicated Mess of Your Financial Life

(Note: All calculations and charts rendered with OnTrajectory.com) Let’s say you’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal “rest”: How much is in the jar? About $43,000, here’s the chart… Or how … Continue reading “The Complicated Mess of Your Financial Life”

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OnTrajectory: Features and Functions

See Where Your Money Is Taking You OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash … Continue reading “OnTrajectory: Features and Functions”

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