Get Thee to School!

We’re partnering with Montana Money Adventures to bring you Money Coach School – and it’s now OPEN! What is Money Coach School? It’s for people who love personal finance and want help others make progress on their personal financial journey – it’s everything you need to get started building a business or a passion-project you love! What’s Covered? There … Continue reading “Get Thee to School!”

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Top 15 Improvements of the Past Year

We’re constantly improving and adding value to OnTrajectory – these are the top 15 improvements we’ve made in the past year!  1. Richer output results for our Monte Carlo and Historical Analysis: We now display an array of output data after you run Monte Carlo or Historical analysis so that you can see how results are distributed from … Continue reading “Top 15 Improvements of the Past Year”

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Becoming the Landlord: Advice and Insight to Generate Income from Rentals

There are a lot of ways to make side-income in the modern world, and rental property is – how do you say – a classic. For many, it may seem daunting or scary, but it’s easier than ever to own and rent-out property. Technology has made researching, acquiring, and advertising real estate more streamlined and more transparent … Continue reading “Becoming the Landlord: Advice and Insight to Generate Income from Rentals”

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The “Fix” for Your Money Problems

Money is a drug. Or it might as well be. If something acts a stimulant, if it’s coffee, nicotine, the ding of a new text message – it raises the alert of our receptors and our brain reacts in much the same way as “your brain on drugs.” In this summary article from the Penny Hoarder, … Continue reading “The “Fix” for Your Money Problems”

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Results of Our 2018 ‘Request for Suggestions’

A few weeks ago, we asked for your input – and you provided it! Luckily, our two key planned initiatives for 2018 were near the top of the list: Account Aggregation –  allow data from financial sites to automatically be aggregated in OT to track progress and see how changes in market conditions may effect your long-term financial future. … Continue reading “Results of Our 2018 ‘Request for Suggestions’”

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Tax Reform with OnTrajectory

A couple weeks ago, the president signed into law H.R. 1 (originally known as the “Tax Cuts and Jobs Act”). This leaves some of us wondering what the impact will be to our own tax situation. Money Help Center has put together a Trump Tax Reform Calculator to estimate how the legislation would affect you … Continue reading “Tax Reform with OnTrajectory”

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October Update: New OnTrajectory Features

OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you’ve been able to track your Progress over time in OnTrajectory, we’ve revised the math behind the “Future Projection” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account’s “% Growth” rate individually, meaning more accurate future projections. We’ve also made the interface more informative … Continue reading “October Update: New OnTrajectory Features”

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OnTrajectory Releases Collaborative Financial Planning Tool for Educators

PRESS RELEASE Baltimore, Maryland (July 11, 2017) — OnTrajectory, a Baltimore-based, veteran-owned “FinTech” start-up, has just released a first-of-its-kind financial planning platform allowing educators and students to collaboratively model complex financial strategies and techniques. OnTrajectory’s emphasis on visualizations and high-fidelity graphs makes it perfect for individuals learning the effects of compound savings,  tax-handling, expense management … Continue reading “OnTrajectory Releases Collaborative Financial Planning Tool for Educators”

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Easier Tax-Rate Modeling

We’ve made it easier to model the tax-advantages of contributing to a retirement plan. Now, when you designate contributions that typically occur “pre-tax” (such as those to a 401K or Traditional IRA), OnTrajectory automatically excludes those contributions from taxable Income — meaning you needn’t adjust your tax-rate to account for those contributions. We’ve also added … Continue reading “Easier Tax-Rate Modeling”

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Smarter “Draw-Downs”

OnTrajectory just got a little smarter. When modeling years with negative cash-flow (such as retirement), OnTrajectory has always let you indicate which accounts to draw funds from first – but now you can leave more of those decisions to us! Our draw-down logic now takes into account 4 characteristics when automatically selecting an account to pull funds from: … Continue reading “Smarter “Draw-Downs””

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